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Access Bank Novare Partnership Unveils Unforgettable Retail Banking Revolution

Access Bank Novare partnership transforms African retail with digital-first banking, offering microloans, wallets, and financial tools to millions of underserved shoppers.

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Access Bank Novare partnership

Access Bank Novare partnership transforms African retail with digital-first banking, offering microloans, wallets, and financial tools to millions of underserved shoppers

Access Bank Novare partnership is poised to reshape Africa’s retail experience by combining real estate and financial technology in a groundbreaking initiative.

Also readAccess Bank’s $500m Eurobond Oversubscribed By 200%

In a joint announcement, Novare, a top pan-African real estate developer, and Access Bank Plc, one of Africa’s leading financial institutions, revealed plans to roll out a digital-first platform across Novare’s malls.

This partnership will seamlessly blend retail and finance, allowing millions of African shoppers to access microloans, digital wallets, insurance, and buy-now-pay-later services directly through the Novare shopping app. The goal is simple: to make shopping smarter, easier, and more inclusive.

The digital platform will serve both online and offline retail environments. By embedding advanced banking services into everyday commerce, the partners are bridging a crucial gap. Many consumers across the continent remain outside formal financial systems, and this effort could bring them in.

“This partnership aligns with our mission to create real, inclusive value for communities across Africa,” said Rosevelt Ogbonna, Group Managing Director of Access Bank Plc.

“By embedding banking services within the retail ecosystem, we are removing barriers for both merchants and shoppers, helping them to grow, thrive, and participate meaningfully in the formal economy.”

One of the standout features of this initiative is the microloan function. It aims to provide credit access to up to 13 million individuals.

These small loans will be integrated directly into the Novare app, making it easier than ever for people to access funds responsibly. It targets populations historically excluded by traditional banking.

“We are giving millions of people across Africa a chance to access credit safely and conveniently, all through a retail app,” said Iyabo Soji–Okunsanya, Executive Director of Corporate and Investment Banking at Access Bank.

“This is not just financial innovation, it’s social impact at scale. We’re proud to help bridge the gap between commerce and capital.”

In addition to lending, the new digital platform will support instant account and wallet creation. The app will include a robust loyalty system known as Novas Cash.

Shoppers will also benefit from flexible payment options, including debit and credit cards, wallet-to-wallet transfers, and other convenient features.

Merchants, particularly small and medium-sized enterprises operating within Novare malls, will gain access to digital payment tools and financing solutions. Thousands of SMEs will now be empowered to grow in a market that is becoming increasingly digitised.

Derick Roper, Managing Director of Novare Equity Partners, emphasised the transformative nature of the partnership. “This collaboration with Access Bank is a strategic leap forward—not just for Novare, but for the future of retail in Africa.

Together, we are redefining the shopping experience by fusing world-class real estate with cutting-edge financial services. It’s a win-win for customers, merchants, and the broader economy.”

The initiative does not stop at payments and loans. Shoppers will be offered tailored insurance products such as electronics protection and extended warranties. This addition ensures a complete ecosystem of financial services built around the retail journey.

Although the platform is still in its early stages, expectations are high. By marrying banking and retail at scale, Access Bank and Novare are setting a new standard for what African consumers can expect from their shopping experiences.

With the Access Bank Novare partnership, the goal is not just to boost convenience, but to drive inclusive economic growth. Millions stand to benefit from this digital revolution, from small shop owners to shoppers seeking affordable financing.

Also read: ACCESS BANK’S FIRST POST-MERGER H1PBT HITS N74.1BN, DECLARES 25K INTERIM DIVIDEND

As Africa’s economies grow, initiatives like this one will play a key role in ensuring no one is left behind.

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Jubril Adewale Tinubu: The Global Ascent of An Energy Titan

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Wale TinubuUnarguably, Jubril Adewale Tinubu, Group Chief Executive Officer, GCEO, Oando Plc, is one of the few who command a great deal of reverence in Nigeria’s vast and ever-evolving energy landscape.

To keen watchers of developments in the nation’s energy sector, Tinubu’s pedigree transcends more than being the  head honcho of Oando; he is the rare alchemy of audacity and foresight.

Today, his name has become synonymous with resilience and brilliance; he is also a figure whose influence transcends sectors, borders, and generations.

Interestingly, his reputation built on entrepreneurial flair and ingenuity has always earned him  worthy mention among an elite class of business leaders whose legacies are not just written, but engraved.

However, unlike some others who view Africa’s economic horizon through a haze of uncertainty, Tinubu sees opportunity beckoning to him always.

With this perspective, one easily understands Oando’s rise from a modest downstream operator to one of Africa’s most formidable integrated energy companies.

Oando, under the exemplary leadership and management style of Tinubu, has expanded across exploration, production, power, and renewables.

At every given opportunity, Tinubu hammers on the need for Africa to harness its own vast resources to define its destiny.

Given his trademark philosophy to act, tarry or strike with precision, he has been able to navigate Oando through global market shifts, regulatory waves, and economic downturns without so much noise.

Perhaps,this is the secret to his dazzling recognition and honour since the break of the outgoing year 2025. In January, he bagged the Investor / Transaction of the Year 2024 at the New Telegraph Awards in  Lagos.

The recognition followed Oando’s landmark $783 million acquisition of Agip Oil Company, a transaction completed in August 2024 and hailed as one of the year’s most significant moves in Nigeria’s economy.

But that was only a precursor to several other accolades for Tinubu, as he was again honoured with the prestigious Lifetime Awards at the Africa Energy Week, AEW, 2025.

Like the compass with which Oando navigates the nation’s unpredictable energy terrain, Tinubu is perpetually in quest of the opportunity to position the company as both a continental powerhouse and a symbol of African ingenuity.

Again, evidence that Tinubu’s influence has become global came to the fore when Oando emerged as the preferred bidder for the Trinidad refinery.

Despite a dip in revenue, Oando posted a $145 million profit in the first nine months of its 2025 fiscal year—a testament to disciplined strategy and Tinubu’s steady hand at the helm.

Meanwhile, the most significant signal of Oando’s next chapter came recently with an announcement that underscores Tinubu’s instinct for the future: Oando is diversifying into mining, with a sharp focus on lithium and other minerals critical to the clean-energy transition.

The company has already assembled a strong team of seasoned geologists and launched exploration activities across Nigeria, including a major program in Kebbi State. By the end of 2025, Oando aims to complete its field evaluations and identify a prime location for pilot lithium production.

With the global demand for rechargeable batteries—driven by tech and electric vehicles—skyrocketing, Tinubu is positioning Oando at the heart of the next energy revolution.

It is not for fun that his admirers fondly describe him as the man who sees tomorrow. He is a strategist sculpted by foresight, a leader driven by conviction, and a relentless believer in Africa’s potential.

In an age craving visionaries, Tinubu stands out- he is clear -eyed, bold, and prepared for the future he already sees taking shape.

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Energia launches graduate trainee programme to develop young professionals

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 Energia Limited launches a graduate trainee programme to accelerate career growth of young Nigerian professionals in the energy sector.

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Nigeria launches $10bn petroleum licensing round to boost production

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Nigeria launches 2025 petroleum licensing round to attract $10bn investment and unlock up to two billion barrels of oil.

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